Your Mortgage and Protection Specialists
Imagine a property purchase that flows like a river…
Steady, Resilient, Determined.
Allow us to manage the process and guide you to home ownership and beyond.
Expert Mortgage Advice
Residential Mortgages
If you are purchasing a home you wish to reside in, we will find you the most suitable rate, whilst assisting you throughout the purchase process to ensure the smoothest journey possible.
Buy-to-Let Mortgages
If you wish to purchase a property that you wish to let out to tenants, we will assist in finding the you the most suitable rate, whilst assisting you throughout the purchase process to ensure the smoothest journey possible.
All re-mortgage, additional borrowing and porting needs
Flowway are here to support you in all areas and can offer alternative options for any further requirements. Being passed from pillar to post or dealing with various people whilst managing day-to-day life is tiring, so we will streamline this for you.
Second Charges
A second charge option is suitable when you need extra finance that can not be obtained with the first charge lender. We can help you source the best options available.
A MORTGAGE IS A LOAN SECURED AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Process Management
We understand the stresses of life and the importance of mitigating tasks. We believe that by managing the process from start to finish, we can offer a solution to a process that many dread.
By corresponding on your behalf, we provide a service that is, as stress free, as possible with regular updates every step of the way.
We work closely with estate agents, solicitors and accountants on your behalf to ensure the process is efficient and smooth throughout.
Protection for You
Life Insurance
Taken out to protect your loved ones in the event of your passing.
Income Protection
Taken out to protect your income if you are unable to work due to incapacity.
Critical Illness
Taken out to pay a lump sum in the event of critical illness.
Home & Landlord Insurance
A necessity for all mortgage property, taken out to insure your home and contents.
These plans have no cash in value at any time and will cease at the end of the term. If premiums are not maintained, then cover will lapse.
Plans may not cover all the definitions of a critical illness. The definitions vary between product providers and will be described in the key features and policy document, if you go ahead with the plan.
Insurance is a crucial part of homeownership. When taking on liability, such as a mortgage, it is vital to protect your income and to secure your loved ones in a worst-case scenario.